Invest in your community. Save on taxes.
Munifi makes it easy to build personalized municipal bond portfolios that support the causes you care about while maximizing your tax savings.
Why choose Munifi?
Tax-Free
Most muni bonds are exempt from federal and state income taxes
Community
Support local schools, climate resilience, and other community projects
Personalized
Tailored to your horizon, location, and financial goals
See exactly how much you're keeping tax-free.
Every dollar stays in your pocket
MUNIFIYou just received $247.50 in interest from your CA School District bonds — completely tax-free.
Our platform automatically finds municipal bonds that generate tax-free income for you. Our personalized bond selection can typically save you more in taxes than traditional bond funds, while supporting your local community.
Invest smart, keep more.
Your money builds your community.
MUNIFIYour $5,000 bond purchase helped support a new computer lab at Lincoln Elementary —in your neighborhood.
Money is powerful. And by letting technology match you with bonds that align with your values — and automatically optimize for tax efficiency — we'll help you see exactly where your money is working.
See exactly where your money goes
Every bond comes with detailed stories about the real projects in your community—written by AI to help you understand the impact.
Hyper-local projects
Discover bonds funding projects right in your neighborhood—from ice rinks to schools to parks.
Match your interests
Choose what matters to you—recreation, education, healthcare—and we'll find bonds that align with your values.
AI-powered insights
Get detailed explanations of each project's community impact, written in plain English you can understand.
"The bonds fund a 93,000 square foot facility... featuring two ice rinks, a lobby, arcade, kitchen, and various recreational spaces to promote active lifestyles and community interaction."
Your personalized investment experience
Advanced technology meets municipal bond expertise to create truly personalized portfolios for every investor
Revolutionary Technology Stack
Ultra-personalized muni portfolios, once a $250k+ SMA perk, now viable for all retail investors through our breakthrough technology platform.
Valuation Engine
Top-Down Analysis
Real-time scanning of millions of municipal bonds across the entire market, analyzing yield curves, credit spreads, and tax implications for optimal selection.
GenAI Workflow
Bottom-Up Personalization
AI-powered matching engine that aligns each investor's tax profile, maturity preferences, and impact values with optimal bond selections.
See how personalization works in the app
Every investor gets a tailored experience based on their unique preferences
Follow Issuers
Select causes from issuers and communities you know and care about
Horizon and Cash Flow Matching
Define when you'll need your investments repaid
Tax Optimization
Discover your personalized tax-free investment benefits
Built for Scale, Available Nationwide
SEC-registered platform delivering personalized municipal bond investing across all 50 states
How the app creates your portfolio
From market analysis to personalized portfolios in real-time
Market Scan
Valuation engine analyzes 1M+ municipal bonds across all markets
Investor Profiling
AI captures tax situation, values, and cash flow needs
AI Matching
GenAI workflow matches optimal bonds to investor profile
Portfolio Delivery
Personalized municipal bond portfolio ready for investment